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Finding car insurance quotes in San Francisco, CA

If you live in the state of California, you are legally required to carry auto insurance or prove financial responsibility if you own a vehicle - even if the vehicle is not driven. If you get caught driving without the proper coverage, you can face fines, jail time, or the loss of your license. If you start searching for car insurance quotes in San Francisco, CA or any other major city you will find hundreds of companies online. This coupled with the sometimes confusing terminology used in car insurance quotes can make shopping for a policy frustrating.

San Francisco

Although the Internet has brought you hundreds of insurance companies to go through, it had also made car insurance quotes cheaper. This is because the online companies are forced to compete with each other in order to keep customers. When searching for "car insurance quotes in San Francisco California" you might be tempted to go with the first company or lowest price. However having the proper coverage is more important than the lowest price, and coverage should be the first thing you compare across policies.

In California having the proper coverage means keeping liability coverage at a "15/10/5" minimum. This means that your coverage will provide between $15k and $30k in coverage per accident for injuries or death, and $5k in coverage for property damage.

As long as you hold this minimum, you are ready to drive legally. However, having more than the minimum coverage will help protect you from personal medical and property damage bills as well as bills for others that go beyond these minimum amounts.



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